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  1. Legal
  2. /AML and KYC Procedures

AML and KYC Procedures

Identity verification, document review, and monitoring procedures operated by the platform and CRM.

Document type
Information policy
Category
Company and regulation
Version
2026-08-24
Effective
August 24, 2026
Issued by
Ohana Capital AG
On this page10 sections
  1. 1Status of this document
  2. 2Roles
  3. 3Customer information collected
  4. 4Document types accepted
  5. 5Verification status model
  6. 6Review procedure CRM
  7. 7Ongoing monitoring current vs target
  8. 8Escalation triggers
  9. 9Record keeping
  10. 10Related documents

1. Status of this document#

These AML and KYC Procedures describe controls as implemented in the Ohana Capital platform and CRM, plus the enhancements staged for a live funding environment. They operationalize parts of the Compliance Policy.

Sanctions / PEP screening currently operates as a policy and manual-review control. Automated watchlist screening is staged for production integration before live client-money onboarding in regulated markets.

2. Roles#

Role Responsibility
Customer Provides accurate identity and documents
Platform Collects profile data, stores uploads, enforces age gate, sets KYC status
CRM operator (authorized staff) Reviews documents, approves/rejects, may apply KYC overrides with audit
Compliance / management Escalations, restrictions, policy updates

3. Customer information collected#

Profile and registration workflows may collect:

  • Title, first name, last name
  • Email, phone
  • Country code and residential address (lines, city, region, postal code)
  • Date of birth
  • Account and support communications

Age gate: the database enforces a minimum age of 18 for account holders.

4. Document types accepted#

Customers may upload (PDF / JPEG / PNG, size-limited):

Type Typical use
passport Primary identity
identity_card Primary identity
selfie Likeness / liveness support
proof_of_address Address verification
bank_statement Address / funding corroboration
other Additional evidence on request

Uploads are stored in a private documents storage bucket and create a pending KYC review state.

5. Verification status model#

Account KYC status uses:

  • unverified
  • pending
  • verified
  • rejected

Verified requires approved identity evidence and approved proof of address under the platform’s recomputation rules, unless a documented override is applied by authorized staff.

6. Review procedure (CRM)#

Authorized operators:

  1. Open the document in the CRM documents queue.
  2. Preview the file and compare it to profile data.
  3. Approve or Reject via audited admin routes that call review_document.
  4. Record a rejection reason when rejecting.
  5. Customer notifications are generated by the review workflow.

Overrides of overall KYC status, where used, must be auditable and limited to authorized roles.

7. Ongoing monitoring (current vs target)#

Current#

  • Manual document review
  • Operator notes and account restrictions through CRM tools
  • Transaction and funding workflows available for modeled / operator scenarios

Target before live client money#

  • Automated sanctions / PEP / adverse-media screening at onboarding and periodically
  • Source-of-funds / source-of-wealth capture for higher-risk profiles
  • Rule-based transaction monitoring on deposits, withdrawals, and rapid movement
  • Case management for alerts with dual control on payouts
  • Recorded escalation to compliance management

8. Escalation triggers#

Escalate when any of the following appear:

  • Document inconsistency, tampering indicators, or mismatch to profile
  • Suspected third-party or mule activity
  • Sanctions / PEP hits (once screening is live) or high-risk jurisdictions
  • Unusual funding or withdrawal patterns
  • Customer refusal to provide required information

Escalation path: operator → compliance lead → senior management / counsel as needed. See Insurance, Retention, and Escalation Schedule.

9. Record keeping#

Retain identity files, review decisions, KYC status history, overrides, and related notifications according to the retention schedule. Access is role-restricted.

10. Related documents#

  • Compliance Policy
  • Privacy Policy
  • Client Money and Custody Framework
  • Data Processing and Vendor Schedule
  • Complaints Policy

Questions about this document?

Contact Ohana Capital AG and include the document title and version in your message.

Contact support

Related documents

Account agreements

  • Service Relationship Summary
  • Terms of Service
  • Privacy Policy
  • Cookie Policy

Risk and product disclosures

  • Risk Disclosure
  • Margin and Leverage Disclosure
  • Staking and Savings Terms
  • Liquidity Advance Terms

Client protection

  • Complaints Policy
  • Client Money and Custody Framework
  • Insurance, Retention, and Escalation Schedule

Company and regulation

  • Entity and Licensing Scope
  • Jurisdictional Disclosures
  • Compliance Policy

Platform and data operations

  • Execution and Liquidity Framework
  • Market Data Notice
  • Data Processing and Vendor Schedule
  • Business Continuity Plan Summary

Version 2026-08-24 · Effective August 24, 2026

© 2026 Ohana Capital AG. All rights reserved.

On this page

  1. 1Status of this document
  2. 2Roles
  3. 3Customer information collected
  4. 4Document types accepted
  5. 5Verification status model
  6. 6Review procedure CRM
  7. 7Ongoing monitoring current vs target
  8. 8Escalation triggers
  9. 9Record keeping
  10. 10Related documents

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OHANA CAPITAL

Ohana Capital AG · Strehlgasse 27, 8001 Zürich · UID CHE-114.729.131

Important information

  1. Ohana Capital AG is a Swiss corporation registered in the commercial register of the Canton of Zürich (UID CHE-114.729.131). Commercial registration does not by itself authorise the offer of financial services. Ohana Capital does not hold a banking, securities-firm, or investment-firm licence in any jurisdiction unless that authorisation is listed in the Jurisdictional Disclosures and the Entity and Licensing Scope.
  2. Ohana Capital does not currently hold customer assets in custody or route orders to a live execution venue. Balances, positions, fills, and returns shown on the platform are records of platform activity; they are not proof of segregated client assets and are not protected by a deposit-guarantee or investor-compensation scheme. See Client Money and Custody.
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  4. Leveraged and margin-based trading is high risk. A small price movement can cause rapid or complete loss of the capital committed to a position, and in some products losses can exceed it. Margin calls, trade blocks, and liquidations are handled under the Margin and Leverage Disclosure.
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Market information may be delayed, incomplete, or supplied by third parties and is provided for platform use only. Access to the platform may be limited or unavailable during peak demand, market volatility, maintenance, or system upgrades. Read the Risk Disclosure and Terms of Service before using platform services.

Risk warning:Trading carries a high level of risk, and you may incur a loss that is greater than the amount you invested. Past performance of any product described on this website is not a reliable indicator of future performance. Any information or advice on this website is general in nature and has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information or advice on this website, you should consider whether it, and any relevant product, is appropriate to your circumstances, and we recommend that you seek independent advice if necessary. Please ensure that you fully understand the risks involved and take appropriate care to manage your risk. The information on this website is not directed at residents of any country or jurisdiction where its distribution or use would be contrary to local law or regulation.

© 2026 Ohana Capital AG. All rights reserved. Ohana Capital is the product and trading name used by Ohana Capital AG.

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